Yoti blog

Stories and insights from the world of digital identity

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Synthetic identity fraud is committed by the theft of a real piece of persoanl information such as an SSN, and combined with false information to make up an entirely synthetic identity that often bypasses traditional checks

What is synthetic identity fraud? How it works and how to prevent it

What is synthetic identity fraud? Synthetic identities are fake identities, built by combining real and made-up information, earning them the nickname “Frankenstein IDs” due to their pieced-together nature. Synthetic identity fraud is different to traditional identity fraud as it doesn’t involve an obvious, immediate consumer victim. These fake profiles are designed to mimic real customers, often slipping past traditional fraud detection systems because they don’t raise typical red flags. As a result, the primary victims of synthetic identity fraud are businesses and lenders, who bear the financial losses.   How synthetic identities are created and used

8 min read
An image showing a preview of three pages of the "identity verification: the facts" report

Identity verification: the facts

It’s becoming increasingly essential to check that users are who they say they are. The rise in cyber attacks, data breaches and online financial crime has pushed companies across multiple industries to adopt more reliable and advanced verification methods. As a result, identity verification has become a crucial part of securing online transactions and interactions. It helps reduce identity theft, protect sensitive data and allows businesses to comply with regulations.  We believe people and businesses should make up their own minds about whether they’d like to use our identity verification technology – based on the facts. [vc_btn title=”Read the facts”

2 min read
Graphic depicting the balance security and user experience with robust authentication methods such as MFA, biometrics and passwordless, versus a traditional username and password

Beyond passwords: exploring modern authentication methods for secure login

As online threats grow more sophisticated, the way we authenticate users needs to evolve. This blog explores the modern authentication methods which can support or replace passwords, such as biometrics and verified digital IDs, and how businesses can use them to protect accounts, reduce fraud and build trust with users.   What is authentication? Authentication is the process of verifying that someone is who they say they are, typically before granting them access to a service or system. Traditionally, this has involved entering a username and password, something only the user should know.   Are passwords enough to keep

6 min read
An image of a man and a women, sitting in an office setting and looking at a laptop.

UK Government to formally recognise digital identities in new MLR guidance

In a major policy development, the UK Government has announced new guidance that will formally recognise certified digital identities as valid tools for complying with the UK’s Money Laundering Regulations (MLRs). HM Treasury and the Department for Science, Innovation & Technology (DSIT) made the announcement last month as part of a wider consultation response on Money Laundering Regulations. The public consultation had nearly 200 industry responses, from sectors including finance, tech, regulators and civil society. It aims to resolve longstanding uncertainty over how regulated firms can use digital identity services to meet anti‑money laundering (AML) and customer due diligence

6 min read
An image showing a woman using her mobile phone. The accompanying text says "Certification: UK Orchestration Service Provider (OSP)".

Yoti is now a certified Orchestration Service Provider (OSP) under UK Digital Identity and Attributes Trust Framework

Yoti is now a certified Orchestration Service Provider (OSP) under the UK’s Digital Identity and Attributes Trust Framework (DIATF), just weeks after the UK Data Act received Royal Assent.  Following a rigorous audit to ensure compliance with the UK DIATF’s strict requirements for OSPs, we have been awarded this certification by the Kantara Initiative. This milestone builds on our commitment to deliver trusted, secure, and inclusive digital identity solutions for people and businesses across the UK.   Simple and inclusive access to trusted digital IDs Digital IDs are no longer the future, they’re here. We’ve had over 6.5m downloads

5 min read
An image showing two mobile phone screens. One shows the homepage of Yoti's Digital ID app. The other shows a screen which is prompting the user to confirm their age with their Digital ID, before they're able to access age-restricted content.

Digital ID for the Online Safety Act: effective, private, reusable

For years, we’ve helped businesses carry out millions of age checks – particularly using our facial age estimation technology, which offers a quick, privacy-preserving way to estimate someone’s age without collecting personal details. But since the UK Online Safety Act came into force on 25th July, we’ve seen growing demand for our Digital ID. More people are choosing it as a secure and privacy-preserving way to prove their age online. In fact, when the Online Safety Act came in, Yoti was the second most popular app in the App Store.  Whether it’s to access age-restricted content or platforms, people

2 min read

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