CreditLadder teams up with Digital ID Connect to offer Rent Reporting to their users

profile picture Rachael Trotman 3 min read
Yoti and CreditLadder logos presented together

12th January 2024, London, UK – CreditLadder, the UK’s first and largest rent reporting platform, is working with Digital ID Connect, the UK’s largest digital identity app network. This will allow Digital ID app users to seamlessly report their rental payments into the four main credit reference agencies.   

Just under 40% of people in England rent, and this increases to over 50% in London*. To help bring financial fairness to these tenants, CreditLadder has now reported over £1 billion in rent payments – this means these payments now appear on credit files therefore allowing lenders to see that on-time rent payments have been made. These on-time payments can also help improve a tenant’s credit score – much like a homeowner can benefit from on-time mortgage payments.

Renters can sign up to CreditLadder using any one of the Digital ID apps within the Digital ID Connect network to securely provide personal details, prove age and identity. Users then provide details of their bank account, rent amount and tenancy information, enabling CreditLadder to capture and track rental payments automatically, via Open Banking.

John Abbott, Chief Commercial Officer for Strategic Partnerships at Yoti, said: “The vision for Digital ID Connect is to provide faster and more secure ways for people to share their information with valued services that need identity or age verification. I am delighted to be working with CreditLadder so that the tens of thousands of people installing our app each month have extended partnerships available at their fingertips”.

Sheraz Dar, CEO at CreditLadder, said: “At CreditLadder, our sole mission is to help UK tenants access fairer finance. By enabling Digital ID Connect users to report their rent payments we move another step closer to helping every single tenant improve their access to credit and accomplish their financial goals. With lenders in the UK factoring in rent payments when making credit decisions, including beginning to consider on time rent payments when looking to assess mortgage applications, it’s yet another reason why reporting rental payments is so important”. 



Notes to editors


*English Housing Survey 2022

Further Information: 

Asa Bentley, Operations Director, CreditLadder,, +44 7889726703.


About CreditLadder

FCA-approved CreditLadder is the UK’s first and biggest rent recognition platform that enables renters to add their payments to their credit file. Tenants have their rent payments read by CreditLadder using Open Banking enabled APIs. This allows the tenant to have their rental payments added to their credit file, and ultimately can help improve their credit score. To date, CreditLadder has reported over £1bn in rent payments for UK tenants. CEO Sheraz Dar has worked at and invested in many of the UK’s leading digital businesses including PrimeLocation, Quidco and OpenRent; the latter being the UK’s biggest letting agent by volume.


About Digital ID Connect

Digital ID Connect is a network of reusable Digital ID apps that allow businesses and people to trust who they’re connecting with. The network is built by Yoti, Post Office and Lloyds Bank to make the digital world easier and safer for everybody. Over 4 million people have downloaded the free Digital ID apps in the UK. The service is certified to ISO/IEC 27001:2013 for ID Verification Services, ISO 27701 for data privacy, and SAE 3000 (SOC 2) Type 2 certified for its technical and organisational security processes. For more information, please visit